PearlStreet will conduct a complimentary side-by-side investment analysis and performance comparison for each of the funds within your retirement plan’s investment menu.  Each investment will be compared to its relative peer group and benchmark index in order to determine the competitiveness of:

1. Peer Group Ranking
2. Each Fund’s Expense Structure
3. Performance Results (Year to Date, 1 Year, 3 Years, 5 Years, and 10 Years)
4. Consistency of Style and Composition
5. Fiduciary Score

In order to receive this report, please e-mail the plan’s latest quarterly investment overview report to: [email protected] 

Confidential Benchmarking of Your 401(k) Plan Fees

DC plan fiduciaries are required by law to ensure that fees paid by plan participants are considered “reasonable.”  How do retirement plan fiduciaries determine “reasonable” levels of plan fees?  PearlStreet utilizes an independent and comprehensive plan fee benchmark service that deploys a straight-forward, four-step process for helping determine fee reasonableness:

1. Identify a customized benchmark group comprised of similar size plans from a participant count and asset size perspective.
2. Review the scope of services current plan providers are delivering to your plan, and their impact on overall plan costs.
3. Evaluate the depth of services provided to the plan and the value therein.
4. Compare the fees realized by your plan to the customized benchmark group in order to determine whether they are high, low, or somewhere in between.

Results of this report are based upon real-time, fresh comparative data gathered on thousands of retirement plans across the country, and totally independent from the plan’s recordkeepers, advisors, and other proprietary service providers.

If you are interested in receiving this customized report, respond to this link and a PearlStreet team member will contact you directly to provide you with more information about the process.